Best Auto Insurance Companies in the United States

We are here to help you find the best auto insurance companies in the United States. Before looking for an insurance policy, you should watch for the quality of the service you receive coupled with its affordability.

The best insurance company you pick must be one that will give you the maximum coverage when you need it. Our Best Car Insurance Companies for 2022 use pricing data and real customer feedback to help you find the best car insurance company for you.

What Is the Best Car Insurance Company?

In our books, USAA comes top as the best auto insurance company in the United States, but you need to be a part of the military or a veteran to access it. However, not all policyholders will meet USAA’s membership requirements. For this reason we have distinguished the companies which give you a good deal in whatever category you may want to pick from. If you don’t qualify for USAA, State Farm is the second-best auto insurer according to our data. Best Auto Insurance Companies in the United States Our detailed list of the Best Auto Insurance Companies in The United States is compiled from customer feedback from the top auto insurance companies across the country about their experiences.  With this customer feedback, it has provided us with valuable insight on how satisfied these customers are with their insurance company. You can therefore make your choice with confidence of getting the best service for your business. Read on as we identify the Best Auto Insurance Companies in The United States in the areas of customer service, claims handling and customer loyalty. U.S. News Rating: 4.5 USAA is the best auto insurance company on our list. From our survey, USAA customers say they are very satisfied with this insurance provider's customer service. Customers expressed satisfaction with the company's easy process for filing a claim, as well as the regular updates on the status of claims.   The only con we found for this company is its restricted availability. USAA only offers its services to serving members of the military, their families and veterans. As a result a lot of interested parties will not qualify for insurance from USAA. Best for Customer Service: State Farm U.S. News Rating: 4.1 According to our survey, State farm is renowned among its customer base for allowing claims to be made stress free and easily. This has made many customers decide to renew their policy. For those without military affiliation, State Farm is the best auto insurance company for you. However State Farm customers expressed some dissatisfaction with the company’s status updates during the claims process. The feedback from drivers insured through State Farm was reported to be positive with customers getting value for their money.   Most likely to be recommended: Geico U.S. News Rating: 4.1 Geico auto insurance company is another outstanding company in our rankings. Customers attested to the ease at which Geico makes the process of filing claims. Feedback from survey respondents also reports that they plan to renew their policy, and that they’re likely to recommend Geico to family and friends. However, Geico did not meet the above competitors in terms of value, notwithstanding the fact that it offers low rates and good overall customer service. U.S. News Rating: 4.1 Nationwide auto insurance typically scores good grades when considered though it didn’t stand out among the top auto competitors in any specific area. Some customers have expressed dissatisfaction with Nationwide's status updates during the claims process or with how their claims were resolved. U.S. News Rating: 4.0 Farmers auto insurance makes an appearance in the middle of our rankings , coming up with favorable scores in terms of satisfaction with the way they handle claims, customer service and value. Notwithstanding this, customers did not express the desire to recommend the company to friends or family, which indicates some dissatisfaction with the overall service. U.S. News Rating: 4.0 American Family auto insurance did not come top when customer feedback was surveyed, with some dissatisfaction noted on how their claims were resolved. However, American Family continues to enjoy long term lyalty from its customers so it must be doing something right, the company also ranked near the top of the list in terms of customers who said they were likely to renew their policies. American Family’s policyholders were found likely to recommend the company to friends and family. U.S. News Rating: 3.8 Progressive auto insurance is highly noted for the ease of filing a claim and customer service. Still, Progressive happens not to meet up with the top competitors in the game in these areas. Many of these top competitors earned higher satisfaction ratings in terms of value, the percentage of progressive policyholders who expressed desire to renew their policy was not of high note. U.S. News Rating: 3.8 Heading to the end of our list, traveler’s policyholders did not express high satisfaction from the areas discussed in our survey.  This was unsurprising for a low ranked insurance company. Policyholders who filed claims expressed dissatisfaction with the way their claims were resolved and many did not think Travelers offered a good value.  However, Travelers earned a decent score when we asked if people would recommend it to friends or family, but was ranked low when customers were asked if they would renew their polices. U.S. News Rating: 3.7 Coming to a close we have Allstate Insurance, when respondents were surveyed, they expressed satisfaction with the ease of the filing process, but indicated dissatisfaction in most other areas. Allstate has earned lower rates than the other companies in our rankings, which results in a perceived low value. It was also noted that Allstate policyholders are less likely to renew their policies when compared with customers of top insurance companies. How to Find the Best Auto Insurance Rates Finding the best value insurance policy can be tricky, especially with all the paperwork and various policies you have to g through. We have laid out the following key steps that explain in detail how to find the best car insurance rates for your budget.
  1. Compare Quotes across Auto Insurance Companies
You can never go wrong by deciding to compare auto insurance quotes between companies.  Based on your driver profile and the other factors, your auto insurance cost can differ from person to person. Different insurance companies offer affordable rates to senior drivers, while some offer discounted rates for new or teen drivers. Before settling on a price, reach out to multiple auto insurers. You can do your research online or go through an independent insurance agent to compare policies.
  1. Watch for Discounts
Several insurance companies offer a wide range of car insurance discounts, so make sure to look for the best which covers your situation. For example, some providers offer better discounts for students, while others offer discounts for military and occupational affiliations. Top insurance companies offer other coverage’s such as home, renters and life insurance, so you can often find discounts for joining policies as well.
  1. Opt for a higher deductible
This might look stressful at first, but opting for a higher deductible can drastically reduce your auto insurance costs. Ask your insurance provider which deductible options are available for your coverage policy, and see how each affects your premium. Keep in mind, though, that you’ll need to be able to pay your deductible in the event of a claim.
  1. Keep your credit in Good Score
Make your payments in time and look for additional ways to boost your credit score. Clearing your bills in full and timely will keep your credit balances low and also help increase your credit score. CONCLUSION We have given you the best auto insurance companies in United States in great detail, showing you what they are known for and customer feedback. With this information you can therefore make a wise decision on which of these insurance companies to get a policy from. Best Auto Insurance Companies in the United States